Amex Business Platinum
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$695 annual fee, 5x airfare, $200 airline credit, lounge access. Premium business travel card.
Apply at americanexpress.com. The 5x on flights only applies to direct bookings with airlines or via Amex Travel — not OTAs like Expedia. Set calendar reminders for the Dell credit ($200 each half) and Indeed credit ($120 each quarter) to avoid losing them.
The Amex Business Platinum is the best premium business travel card. $695 annual fee, 5x points on flights booked direct with airlines or Amex Travel, $200 annual airline credit, $400 Dell credit (split $200 January-June, $200 July-December), $360 Indeed credit, $200 hotel credit, $189 CLEAR credit, lounge access to Centurion + Priority Pass + Delta SkyClubs. If you actually use the credits, the effective annual fee drops to $200 or less, and the 5x on airfare makes it the best premium business travel card on the market.
Pros
- 5x on flights via Amex Travel or direct with airlines
- $1,200+ in usable annual credits if business-relevant
- Best premium lounge access
Cons
- $695 fee is highest in this comparison
- Credits require active management to use fully
- 1x on most non-travel spend
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