BlueVine Business Line of Credit
- Categories
- Finance
Revolving credit line up to $250K for small businesses. Approvals in minutes, funding within hours. 6.2โ78% APR.
โ
Best PickA+Best Overall
BlueVine's revolving flex line offers up to $250,000 with weekly repayments that automatically refresh your available credit โ the mechanics work like a high-limit business credit card without the card. Approval requires a 625 FICO and $40,000 monthly revenue, and funding arrives within 24 hours of approval. The 6.2% APR floor is competitive for the online segment, and BlueVine reports to business credit bureaus, building your D&B profile over time.
Pros
- Revolving credit up to $250,000 โ draw, repay, and redraw without reapplying
- Funds within 24 hours; reports to business credit bureaus
- No prepayment penalty โ early repayment stops fee accrual immediately
Cons
- $40,000 monthly revenue minimum excludes very small or seasonal businesses
- 6.2%โ78% APR range is wide โ borrowers with average profiles typically land in the 15โ35% range
Related articles
This article contains affiliate links.