Capital One 360 Performance Savings
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- Finance
4.10% APY, no minimum, no fees, physical Capital One branches available. Best if you also use Capital One credit cards.
🏢 Only with branches
Pair with Capital One 360 Checking for full ecosystem (free wires, no fees).
Capital One 360 Performance Savings combines online-bank rates (4.10% APY) with the option to walk into a physical Capital One Café. Best for people who occasionally want in-person banking but don't want to give up online-bank rates.
Pros
- Physical branches + cafés available
- Pairs with Capital One credit cards
Cons
- 4.10% is at the bottom of the range
Capital One 360 Performance Savings Review | Best HYSA?
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