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Chase Sapphire Preferred

Chase Sapphire Preferred

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Finance

$95 annual fee, 5x travel via Chase, 3x dining, 60K bonus = ~$750 in travel. Best mid-tier travel card in 2026.

โ˜… Best Pick๐Ÿ† Best for most people

Wait for the 100K bonus offer โ€” Chase reissues it every 18-24 months.

Chase Sapphire Preferred is the default $95 travel card. 5ร— points on Chase Travel, 3ร— dining, 2ร— general travel, 60K bonus (~$750 in travel). Transfer to Hyatt, United, and Southwest unlocks premium-cabin value. Easy to recommend if you fly 4+ times a year.

Pros

  • 60K signup bonus
  • Hyatt/United transfer partners

Cons

  • No lounge access
Price
$95
Reference price
View deal ยท Official

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