
Chase Sapphire Preferred
- Categories
- Finance
$95 annual fee, 5x travel via Chase, 3x dining, 60K bonus = ~$750 in travel. Best mid-tier travel card in 2026.
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Best Pick๐ Best for most people
Wait for the 100K bonus offer โ Chase reissues it every 18-24 months.
Chase Sapphire Preferred is the default $95 travel card. 5ร points on Chase Travel, 3ร dining, 2ร general travel, 60K bonus (~$750 in travel). Transfer to Hyatt, United, and Southwest unlocks premium-cabin value. Easy to recommend if you fly 4+ times a year.
Pros
- 60K signup bonus
- Hyatt/United transfer partners
Cons
- No lounge access
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