Coinbase Advanced
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- Finance
US-regulated, FDIC-insured USD balances, 250+ assets, taker fee 0.40%. Best for US-based beginners.
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Best Pick๐ Best for US beginners
Sign up at coinbase.com. Use 'Coinbase Advanced' (formerly Coinbase Pro) for the lower-fee tier โ not the basic Coinbase consumer app, which has 1.49% spread on top of trades.
Coinbase Advanced is the most beginner-friendly US-regulated exchange. 250+ assets, FDIC-insured USD balances (up to $250K), and a UX that's been refined over a decade. The trade-off is fees: 0.40% taker is highest. As a starting exchange where you'll buy occasionally and hold, the higher fees don't matter much. Once you trade frequently, switch to Kraken or Binance.US.
Pros
- Most beginner-friendly UX
- 250+ asset selection
- FDIC-insured USD balances up to $250K
- Public company with SEC reporting
Cons
- 0.40% taker fee highest in US-regulated tier
- Coinbase staking has had regulatory issues
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