
Embrace Pet Insurance
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Most lenient on pre-existing (curable conditions covered after 12 symptom-free months), diminishing deductible.
๐ช Best for pre-existing
Quote at embracepetinsurance.com. Diminishing deductible drops $50/yr without claims.
Embrace is the most lenient on pre-existing conditions โ 'curable' conditions become covered after 12 symptom-free months. Wellness Rewards add-on for routine care. Diminishing deductible (drops $50/yr without claims). The right pick for pets with some prior history.
Pros
- Most lenient on pre-existing conditions
- Diminishing deductible
- Wellness add-on available
Cons
- 12-day claim turnaround
- Quote vs. paid had 5-15% variance in 4 of 50 claims
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