
Fidelity Roth IRA
- Categories
- Finance
No account fees, no minimums, and access to thousands of funds. Includes fractional shares and a robust mobile app.
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Best PickA+Best Overall
Fidelity offers $0 account fees, $0 trade commissions, and its own ZERO expense ratio index funds (FZROX, FZILX) with a 0.00% expense ratio โ the lowest available anywhere. Fractional shares via Stocks by the Slice start at $1, making full deployment of any contribution amount straightforward. The platform handles beginners setting up a three-fund portfolio just as smoothly as active traders placing options orders.
Pros
- $0 account fees and ZERO-expense-ratio index funds at 0.00%
- Fractional shares from $1 via Stocks by the Slice
- Best-in-class research tools and mobile app for self-directed investors
Cons
- No automated portfolio management โ you manage allocation and rebalancing yourself
- ZERO funds are proprietary and not portable to other brokers
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