Humana Dental Loyalty Plus
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$1,500 max year 1, increases to $2,000+ in year 3 if claims-free. Loyalty-based annual max increase.
๐ Best long-term
Quote at humana.com โ loyalty bonus only if claims-free.
Humana Dental Loyalty Plus is the right pick if you stay with one plan long-term. $1,500 max year 1, increases to $2,000+ in year 3 if claims-free. The loyalty bonus is unique but only works if you're not using the insurance.
Pros
- Annual max increases over time
- Reasonable network
- Solid mainstream carrier
Cons
- 3/6-month waiting for basic/major
- Loyalty bonus negated by claims
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