Lively HSA
- Categories
- Finance
Free for individuals, fee-based for employers. Invests through TD Ameritrade. Clean interface and no hidden fees.
ABest Free Alternative
Lively launched as a direct Fidelity rival — zero monthly fees, no minimum balance to invest, and a clean fintech-style interface that many users find cleaner than Fidelity's more complex dashboard. Investments are held through TD Ameritrade (now Schwab), giving access to a broad ETF marketplace. Lively also offers a dedicated HSA-linked debit card with digital wallet support and a receipt-capture feature that makes the IRS-documentation game easier.
Pros
- $0 monthly fee with no minimum to start investing
- Receipt capture and expense tracking built into the app
- HSA-linked debit card with Apple Pay and Google Pay support
Cons
- Smaller brand may concern users who prefer a legacy financial institution
- Cash interest rate slightly lower than Fidelity's money market core
Related articles
This article contains affiliate links.