Mutual of Omaha Long-Term Care
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Long-Term Care Secure Solution, strong cash benefit option ($1,500-12,000/mo). Best for ages 50-65.
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Best Pick๐ Best traditional
Quote through Mutual of Omaha advisors. Long-Term Care Secure Solution is the flagship.
Mutual of Omaha Long-Term Care Secure Solution is the right pick for traditional LTC. Strong cash benefit option ($1,500-12,000/mo). Mutual company (policyholders share dividends). Premium $2,400/yr for the 55-year-old example used here. Best for ages 50-65.
Pros
- Strong cash benefit option
- Mutual company (dividends)
- Premium $2,400/yr at age 55
Cons
- Premium can rise (subject to state regulation)
- Use-it-or-lose-it (no death benefit if unused)
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