Navy Federal Credit Union
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Military/veterans only, no PMI option, VA loan specialty. Best for military families.
🪖 Best for military
Apply at navyfederal.org. Membership requires military service connection (active, retired, family member, DoD civilian).
Navy Federal Credit Union is the right pick for military families. Military/veterans only, VA loan specialty, no PMI option for low down payments. Their VA loan rates are typically 0.10-0.25% below market.
Pros
- Military/veteran eligibility
- No PMI option
- VA loan specialty
Cons
- Eligibility restricted
- Limited non-VA mortgage products
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