Principal Individual Disability Insurance
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True own-occupation for doctors/dentists/lawyers, aggressive medical/dental pricing. Top specialist carrier.
๐ฅ Best for medical pros
Quote at principal.com. HH 700 is flagship.
Principal Individual Disability is the right pick for doctors, dentists, lawyers. True own-occ with strong specialty language. Aggressive on medical/dental cases.
Pros
- Strong language for specialists
- Aggressive medical/dental pricing
- Multiple riders
Cons
- Tighter underwriting outside core niches
- Less flexible non-medical
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