SoFi Checking and Savings
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- Finance
Up to 4.20% APY on savings, $0 fees, combined checking + savings. Best combined product.
🎯 Best combined product
Open at sofi.com. SoFi member benefits apply across other SoFi products.
SoFi Checking and Savings is the right pick if you want one product to do both. Up to 4.20% APY on savings portion, $0 monthly fees, combined checking + savings. SoFi member benefits apply across their products (loans, investing, etc.).
Pros
- Up to 4.20% APY on savings
- $0 fees
- Member benefits across SoFi products
Cons
- No physical branches
- APY varies with promotional rates
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