Wave Accounting (Free)
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Free accounting + invoicing for small biz with under $200k/year. Payment processing add-on revenue model.
🆓 Best free
Sign up at waveapps.com — free permanently.
Wave Accounting is the right pick for small businesses under $200k revenue. Truly free for accounting + invoicing. Revenue model is payment processing fees (2.9% + $0.30 per transaction). Limited advanced features but covers basics well.
Pros
- Free permanently
- Solid basic features
- Easy signup
Cons
- Limited reporting
- Reconciliation is more manual
- Payment processing fees are how they make money
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