Wells Fargo Active Cash
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- Finance
2% flat cash back, $200 welcome bonus, $0 annual fee. 0% intro APR for 12 months. Best signup bonus among 2% cards.
💵 Best welcome bonus
Don't carry a balance after the 0% APR window ends — Wells Fargo's APRs are above-average.
Wells Fargo Active Cash is the best signup deal in the 2% flat-cashback category. $200 welcome bonus after $500 spend in 3 months, 0% intro APR for 12 months. Identical 2% structure to Citi Double Cash but with a $200 head start. Pick this over Citi if you're a new cardholder.
Pros
- $200 welcome bonus + 12-month 0% APR
- 2% flat with no caps
Cons
- Wells Fargo's customer service ranks below Chase and Citi
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